My ex wants me to sign a separation agreement in Nova Scotia. What information should I get before I sign it?

If you’ve separated from your spouse or common law partner in Nova Scotia, a separation agreement is the easiest way to deal with all of the financial parts of separating, especially if you can agree on the terms. Your bank will also likely require a formal separation agreement, with independent legal advice before allowing you to remortgage your home.

‘Disclosure’ is the financial information you’re entitled to

Before signing a separation agreement, there are pieces of information you should share with each other, to make sure that you know what you are agreeing to. Lawyers call this information “disclosure” and it can be the most important part of coming to a fair agreement.

Review your ex’s historical income records

The most important disclosure is about income. At the very least, you should have a copy of your ex’s tax return for the last tax year, or a statement of income, like a T4, that shows how much money they made in the previous year, before taxes. Ideally, you would have the last three years of tax returns, and a copy of their most recent pay stub, if they have one, so that you know what their income is currently, and what it is usually like. You should provide the same information to your ex.

Review your ex’s pension information

The next most important disclosure is pension information. In Nova Scotia, most pensions also allow common law spouses to make claims to their ex’s pensions when separating. If you are being asked to agree not to make a claim to your ex’s pension, you should know how much you could be entitled to, before signing an agreement. If you have a pension, that same information should be given to your ex, as they have the same rights.

Matrimonial Property Act defaults to equal division of certain assets for legally married couples

There are other items that are also good to have, particularly if you are legally married, as section 4(1) of the Nova Scotia Matrimonial Property Act says that any assets owned by one spouse (or both spouses together) are “matrimonial assets”, which are presumed to be divided equally between the spouses if they separate. There are some exceptions, so it is always a good idea to get legal advice, as well as disclosure, especially if you or your spouse have any of the following:

  1. Shares in a company, or ownership of a business;

  2. Real property (land & houses) besides the one you live in as a married couple;

  3. Investments (like TFSA, RRSP, mutual funds, bonds, etc);

  4. CRA or other debts in one spouse’s name; and/or

  5. Vehicles, machinery, etc., of significant value.

Legal Advice Strongly Encouraged

Any time you are asked to sign an agreement or contract, you want to make sure that you know what you are getting and what you are giving up when you sign it. In Nova Scotia, a separation agreement is a legal document, and can be registered with the court, which give it the status of a court order. Once signed, you can only change the terms if the other person agrees to do so or the court orders the changes.

Not understanding what you were entitled to is not generally a valid way to get out of a binding contract. That said, it is an argument that people make, so it is strongly advised to have both you and your ex obtain independent legal advice (and a document proving that you did so), so that if your ex wants to say they didn’t understand, you’ll have proof that they did get legal advice.

For a bit more information on what is involved in getting ‘Independent Legal Advice’, check out our blog: Why is my Nova Scotia bank requiring me to get “Independent Legal Advice”?

By: Anastacia DesLauriers – Lawyer

Have Questions For Us?:

If you have any questions about Family Matters you can call us at (902) 826-3070 or email us at info@highlanderlaw.ca to set up a meeting with one of our lawyers at our Tantallon law firm. You can also schedule a no commitment Family Matter Consult for $500+HST where you have the opportunity to explain your situation to a lawyer and get basic advice, including a written summary of your options, before deciding whether or not you'd like to retain us.

The information and materials on this blog are provided for general informational purposes only and are not intended to be legal advice. Nothing contained on this blog is legal advice or constitutes a legal opinion. While it is our goal to provide information which is current, legislative changes and court decisions, among other matters, may result in some information no longer being current or accurate. You should consult a lawyer before relying on any information. The views expressed herein by individual contributing lawyers posting entries to the blog are solely those of the authors and should not necessarily be attributed to or considered representative of the firm of Highlander Law Group Lawyers

7 questions to ask when choosing a lawyer in Nova Scotia for your Real Estate Purchase or Sale

The Purchase and Sale Agreement is signed. Your Realtor says you need a lawyer for the next step  but of course you don’t ‘have a lawyer’. How do you figure out which lawyer to hire?

Buying or Selling a home is a huge financial transaction

Buying or selling a home in Nova Scotia is likely to be one of the largest financial transactions of your life. Having a team of professionals you can trust to safely guide you through the process is key to a successful and stress-free closing.

Here are 7 important questions you can ask when deciding which lawyer to trust with your transaction:

1.Experience

How many years has the lawyer been doing real estate transactions?

Unfortunately, there are a million ways what should be a simple real estate transaction can go off the rails if a tiny detail is missed. Choosing a lawyer with lots of experience can help you avoid falling victim to a beginner’s oversight.

2. Litigation support

Does the law firm have a litigation lawyer on staff to consult with in case there are issues with the closing? Or to work with after the closing if an issue arises?

The reality is, sometimes issues do arise. It is critical that you know your rights and options. A quick consultation with a litigation lawyer will arm you with the information you need to ensure you are making the best decision based on the facts at hand.

3.Lawyer vs Paralegal

Will you get to meet with the actual lawyer or will you only meet with/communicate with an admin support person like a paralegal?

Some firms have more support staff than lawyers so it’s important to understand who will actually be running point – particularly around closing day if there’s an issue.

4.Total Cost including disbursements and other fees

What is the total cost of the transaction?

Be sure that you are getting a quote on ALL of the associated costs. Some firms have a very low ‘legal fee’, but end up costing more because they have inflated other fees (eg. file opening fees, bank fees, couriers, cheque fees).

5.Payment Options

How can you pay?

Some firms still require payment by cheque or direct deposit into their accounts via money order, while some more modern firms are set up to accept credit card, debit or etransfer.

6.Location & Parking

Is the firm you choose is located somewhere convenient for you? Do they offer convenient, free parking?

You will have to go to the law firm to sign original paperwork. Double check that the location works for you.

7.Communication – Email vs Phone

How does this firm generally communicate?

Some firms still call every time they need something. If a quick email that you can respond to when its convenient to you is more your speed, be sure to confirm that will be an option. On the flip side, some lawyers are impossible to reach on the phone. You also want to confirm whether you will be able to speak to a real human if a time sensitive issue arises or if there is just a question that is easier to deal with on the phone.

Realtor’s Referral?

One place to start, is to ask your Realtor for a lawyer referral. In Nova Scotia, if a Realtor provides you with a referral, they are required to give you at least three names. Don’t be shy to ask your Realtor the questions above and why, specifically they are referring the lawyers they provided. The fact that the lawyer invites the Realtor to go golfing with them is not a great reason for you to choose that lawyer.

Resources to Learn More about Buying or Selling a house in Nova Scotia

Buying and selling a home in Nova Scotia is a big deal, and not something most people do often.  We get that.  When you work with us, our team will guide you through the entire process step by step. When you have questions along the way, we’ll take the time to fully explain the answer.  And if something unexpected comes up, we’ll be your voice.  We’ll make sure things are resolved quickly and in a way that you find acceptable. 

Check out this video series with helpful tips to ensure a smooth closing.

By: Briana O’Grady – Lawyer

Have Questions For Us?:

If you have any questions about Family Matters you can call us at (902) 826-3070 or email us at info@highlanderlaw.ca to set up a meeting with one of our lawyers at our Tantallon law firm. You can also schedule a no commitment Family Matter Consult for $500+HST where you have the opportunity to explain your situation to a lawyer and get basic advice, including a written summary of your options, before deciding whether or not you'd like to retain us.

The information and materials on this blog are provided for general informational purposes only and are not intended to be legal advice. Nothing contained on this blog is legal advice or constitutes a legal opinion. While it is our goal to provide information which is current, legislative changes and court decisions, among other matters, may result in some information no longer being current or accurate. You should consult a lawyer before relying on any information. The views expressed herein by individual contributing lawyers posting entries to the blog are solely those of the authors and should not necessarily be attributed to or considered representative of the firm of Highlander Law Group Lawyers

4 Tips to Make Your Property Purchase In Nova Scotia Stress free

Buying or selling a home in Nova Scotia can be a stressful and hectic time, especially in the days leading up to and on closing day. Here are 4 helpful tips to consider when making plans.

1) Be Available

Be available! Don’t plan to be away in the days leading up to closing. That is when we need you to sign your original documents in person. We also strongly encourage you to do the closing day walk through yourself, rather than asking your Realtor to do It for you.

2) Be Accessible

Be accessible! If you do have to be away due to work, or moving from or to another province keep a close eye on your emails and phone – last minute things might pop and it is much easier to deal with if you are reachable.

3) Choose your closing day strategically

Do not plan to close on the day before a long weekend or over major holidays – not only is it risky because your closing will be pushed extra days if closing is delayed by one business day, but often the experienced staff at the bank or those familiar with your file might be on vacation and could result in hiccups in your closing process.

4) Plan to 'Move In' the day after closing.

Don’t plan your moving truck or contractors for closing day! A house is considered to be closed “on time” if you get your keys by 4:59 PM – so it is strongly recommended that you do not make any plans for the actual closing date.

Have Questions For Us?:

If you have any questions about your real estate transaction, you can call us at (902) 826-3070 or email us at info@highlanderlaw.ca to set up a meeting with one of our lawyers at our Tantallon law firm. You can also schedule a no commitment Issue Review Consult for $250+HST where you have the opportunity to explain your situation to a lawyer and get basic advice before deciding whether or not you'd like to retain us.  

 By: Briana C. O’Grady– Lawyer

The information and materials on this blog are provided for general informational purposes only and are not intended to be legal advice. Nothing contained on this blog is legal advice or constitutes a legal opinion. While it is our goal to provide information which is current, legislative changes and court decisions, among other matters, may result in some information no longer being current or accurate. You should consult a lawyer before relying on any information. The views expressed herein by individual contributing lawyers posting entries to the blog are solely those of the authors and should not necessarily be attributed to or considered representative of the firm of Highlander Law Group Lawyers 

What Will I Need to Provide if the Nova Scotia Probate Court Requires me to get an Estate Bond as Security to act as Executor or Administrator of an Estate?

What Will I Need to Provide if the Nova Scotia Probate Court Requires me to get an Estate Bond as Security to act as Executor or Administrator of an Estate?

Nova Scotia Probate Court Can Require an Executor or Administrator to Post Security Prior to Opening the Estate

The Nova Scotia Probate Court can require a person applying for a Grant of Probate (Executor, when there is a Will) or a Grant of Administration (Where there is no Will) to post security in the amount of 1.5 times the value of the deceased person’s estate. Most commonly, this happens where there is no Will or the Executor(s) reside out of Province.

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Is a Power of Attorney Executed Out of Province Valid in Nova Scotia?

Is a Power of Attorney Executed Out of Province Valid in Nova Scotia?

All things ‘Powers of Attorney’ in Nova Scotia are governed by the recently updated (July 2022) Nova Scotia Powers of Attorney Act. The Act says that a document made outside of the province is deemed to be a valid power of attorney under this Act if it meets the following two criteria:

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How do I Know if My Parent or Spouse has the necessary Competency to make a Power of Attorney in Nova Scotia?

How do I Know if My Parent or Spouse has the necessary Competency to make a Power of Attorney in Nova Scotia?

All things ‘Powers of Attorney’ in Nova Scotia are governed by the recently updated Nova Scotia Powers of Attorney Act. The default is that a person is presumed to be capable of making a power of attorney. However, sometimes by the time a person, or their loved one, realizes a Power of Attorney document would be helpful, it’s uncertain whether the person has the required competence to make a Power of Attorney.

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My child is transgender. How will the court treat my custody case and which name and pronoun will they use?

 My child is transgender. How will the court treat my custody case and which name and pronoun will they use?

Courts in Canada have repeatedly recognized the right of a child to have the name, gender expression and gender identity of their choosing. Even if you have not legally changed your child’s name and gender marker, a Nova Scotia court will use the name and pronouns indicated by parents in the application.

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My partner and I are in a same-sex relationship and are separating. How will this affect getting a divorce or separation agreement in Nova Scotia?

My partner and I are in a same-sex relationship and are separating. How will this affect getting a divorce or separation agreement in Nova Scotia?

In Nova Scotia, same-sex couples have had the legal right to get married since 2005. Just like heterosexual marriages, some of these marriages will unfortunately break down. However, those in same sex relationship can be assured that they will be treated just like opposite-sex relationships by the legal system.

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Do Nova Scotia courts favour mothers in custody battles?

Do Nova Scotia courts favour mothers in custody battles?

Many people believe that the court favours mothers in custody battles. However, this is not necessarily true. The court must do what is in the best interests of the child. In Nova Scotia, the court will try to keep the “status quo” for children whose parents are separating, as much as is possible.

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My husband had an affair. Does this change the amount of support I can receive or the way we divide our property in Nova Scotia.

My husband had an affair. Does this change the amount of support I can receive or the way we divide our property in Nova Scotia.

In Nova Scotia, we have what we call “no fault” divorce. This means that we do not take into consideration the “why” of the breakdown of the marriage, at least when it comes to the financial aspects, such as spousal support or division of property. In short, in Nova Scotia you will not be entitled to more or less support or other property because your ex-spouse had an affair or was abusive.

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My partner is physically and emotionally abusive and I want to leave. Can I still get custody of my children and support in Nova Scotia?

My partner is physically and emotionally abusive and I want to leave. Can I still get custody of my children and support in Nova Scotia?

If you are experiencing any form of abuse from a partner, you should know that it is not your fault. If you wish to leave an abusive relationship, it’s important to know that your ability to have custody of your children and your entitlement to spousal and/or child support are not affected in Nova Scotia by the fact that you have experienced abuse.

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Am I able to add my adult children to the Deed to my Property in Nova Scotia?

Am I able to add my adult children to the Deed to my Property in Nova Scotia?

You can add additional owners to your property whenever you want. The new owner does not have to pay money and they can be family members. You can make the new person an equal share owner or you can give them a certain percentage. Most commonly, parents add their children as Joint Tenants. This makes the child an equal owner with any other Joint Tenants. The benefit to the Joint Tenant route in Nova Scotia is that when one person dies, the surviving owners automatically become full owners without requiring the estate to pass through Probate Court (saving time, stress and significant money).

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Why is my Nova Scotia bank requiring me to get “Independent Legal Advice”?

Why is my Nova Scotia bank requiring me to get “Independent Legal Advice”?

If you have rights to a property in Nova Scotia, usually by way of the Matrimonial Property Act, but you are not an official owner on title to the property, the owner of the property must get your consent before they can sell or encumber it (like a mortgage or line of credit). In almost all of these circumstances, you will have to sign the legal paperwork as the ‘Releasor’, meaning you are releasing your right to prevent the property from being sold or encumbered.

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How Do I Add my Common Law Partner to the Title of my Nova Scotia home so they are an Owner too?

How Do I Add my Common Law Partner to the Title of my Nova Scotia home so they are an Owner too?

Jane Doe purchased the property a number of years ago and is currently the sole owner. Several years remain on the mortgage. Jane wants to make sure her common law partner would become equal owner of the house, and would get it outright with as few complications as possible, if Jane died. Learn how to make it happen!

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How to create a legally binding co-habitation agreement in Nova Scotia

How to create a legally binding co-habitation agreement in Nova Scotia

What is a co-habitation agreement?

A co-habitation agreement is a legally binding contract between unmarried couples who live together. In Nova Scotia, a co-habitation agreement establishes legal rights and responsibilities towards each other, similar to how marriage provides certain legal protections for couples who tie the knot.

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What’s the benefit of having a Co-habitation Agreement for my common law relationship in Nova Scotia

What’s the benefit of having a Co-habitation Agreement for my common law relationship in Nova Scotia

What is a co-habitation agreement?

A co-habitation agreement is a legally binding contract between unmarried couples who live together. In Nova Scotia, a co-habitation agreement establishes legal rights and responsibilities towards each other, similar to how marriage provides certain legal protections for couples who tie the knot.

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I Don’t have a deeded Right of Way Easement. Do I have still the right to travel over someone else’s property or road to access my property?

I Don’t have a deeded Right of Way Easement. Do I have still the right to travel over someone else’s property or road to access my property?

The answer to that question, unfortunately, is a giant, “It Depends.”

The most common way a Right of Way easement is created are 1) grant 2) necessity or 3) prescription.

The first thing to determine is whether the property you are traveling over has been migrated to the new land registration system yet or not.

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Can I record an easement on a piece of land in Nova Scotia that has already been migrated to the Land Registration System?

Can I record an easement on a piece of land in Nova Scotia that has already been migrated to the Land Registration System?

In Nova Scotia, once a property has been migrated to the Land Registration System, the rules under the Land Registration Act take over. 

Easements by Grant

In theory, all granted easements should have been recorded on both parcels at the time of migration, however, from time to time, things are missed. It is also the case that when the land registration system came into place it was not a requirement for the ‘flip-side’ burden to be recorded, so sometimes those are missing. If you find yourself in that circumstance, all that is required is for the Land Registration Office to be notified of the error (by way of a prescribed form submitted by a lawyer certified to make changes to the land registration system).

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